Redeem Rewards for Cash Back4
To help pay for resort fees and more
Earn a usd $250 Vacation Credit5
Towards one RCI vacation when you spend $10,000 in net purchases each calendar year
No Foreign Transaction Fees1
on international purchases
Get 5% of your Rewards back6
Every time you redeem, as a bonus to use towards your next redemption
No Annual Fee1
0% Introductory APR on Balance Transfers1
0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 17.24%, 21.49% or 26.49%, based on your creditworthiness. There is a fee for balance transfers.