5x Reward icon Earn 5X Rewards for every $1 spent on all
eligible RCI purchases2
5x Reward icon Earn 2X Rewards for every $1 spent on all
eligible travel purchases2
5x Reward icon Earn 1X Rewards for every $1 spent on all
other purchases2
additional benefits to enjoy
Redeem Rewards for Cash Back4 To help pay for resort fees and more
Earn a usd $250 Vacation Credit5 Towards one RCI vacation when you spend $10,000 in net purchases each calendar year
No Foreign Transaction Fees1 on international purchases
Get 5% of your Rewards back6 Every time you redeem, as a bonus to use towards your next redemption
No Annual Fee1
0% Introductory APR on Balance Transfers1 0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 16.49%, 21.49% or 26.49%, based on your creditworthiness. There is a fee for balance transfers.
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