⁽¹⁾ Offer subject to credit approval. Not everyone will qualify for the Visa Signature Card and its benefits. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you or you may receive a Visa Platinum card. Benefits will vary depending upon the card for which you are approved. Please review the materials provided with the Cardmember Agreement you will receive after account opening for more information about the benefits that will apply. This offer is available through this link and may not be accessible elsewhere. If you select the annual fee card, the annual fee will automatically bill to your account within 6 weeks after approval of your application. For information about rates, fees, the annual fee, other costs, the reward program rules, and benefits associated with the use of the credit card program, please see the Card Terms and Conditions.

Wyndham Rewards Visa Card with Annual Fee - Annual Fee: $75. 0% introductory APR on balance transfers made within 45 days of account opening is applicable for the first 15 billing cycles that immediately follow each balance transfer. 0% promotional APR on all Wyndham Timeshare Purchases for 6 billing cycles from the purchase date. These introductory and promotional APR offers do not apply to other purchases and cash advances. For new and outstanding balance transfers after the introductory period and for outstanding Wyndham Timeshare purchases after the promotional period, and all other purchases, the variable APR is 17.49%, 22.24%, or 27.24% depending upon our review of your application and your credit history at account opening. The variable APR for cash advances is 27.49%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. For more information see the "About the Variable APRs on Your Account" section of the Terms and Conditions. The minimum monthly interest charge will be $0.50. Balance transfer fee: 3% (min. $5). Cash advance and cash equivalent fees 5% (min. $10). Foreign transaction fee: 0%. See Terms and Conditions for updated and more information about the terms of this offer.

Wyndham Rewards Visa Card with No Annual Fee - Annual Fee: $0. 0% introductory APR on balance transfers made within 45 days of account opening is applicable for the first 15 billing cycles that immediately follow each balance transfer. 0% promotional APR on all Wyndham Timeshare Purchases for 6 billing cycles from the purchase date. These introductory and promotional APR offers do not apply to other purchases and cash advances. For new and outstanding balance transfers after the introductory period and for outstanding Wyndham Timeshare purchases after the promotional period, and all other purchases, the variable APR is 17.49%, 22.24%, or 27.24% depending upon our review of your application and your credit history at account opening. The variable APR for cash advances is 27.49%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. For more information see the "About the Variable APRs on Your Account" section of the Terms and Conditions. The minimum monthly interest charge will be $0.50. Balance transfer fee: 3% (min. $5). Cash advance and cash equivalent fees 5% (min. $10). Foreign transaction fee: 0%. See Terms and Conditions for updated and more information about the terms of this offer.

⁽²⁾ Go Free awards at participating hotels require 7,500 - 30,000 points & apply to standard rooms; at participating condos, condo-style suites & homes, 15,000 - 30,000 points per bedroom are required. Award is subject to availability & Member must have enough points for all bedrooms in desired accommodation to book. Resort fees may apply (even for award nights); points can't be used to pay them. Cancellation policies vary by property. Most properties: applies to room rate only, including taxes. Blackout dates/rates, minimum length of stay requirements & other restrictions apply; see WyndhamRewards.com/terms for more information.

⁽³⁾ First Use Bonus: Signature and Platinum Visa cardmembers will receive 15,000 bonus points after the first use of your account for a Purchase or Balance Transfer (that are not later returned or rescinded). Please allow 8-12 weeks after the applicable qualifying transaction for Wyndham Rewards to receive notice and post bonus points to your membership account. There is a fee for Balance Transfers. Balance Transfer Checks and Convenience Checks do not qualify for bonus points. See the Card Terms and Conditions for complete details about this offer.

Spend Bonus Points Offer: Signature and Platinum Visa Cardmembers who choose the $75 annual fee card will earn 15,000 bonus points after they spend $1,000 or more on purchases within the first 90 days of account opening.

For purposes of the First Use Bonus and the Spend Bonus Points Offer: The following transactions are excluded from "purchases": interest, finance charges, balance transfers, convenience checks, cash advances and credit fees. Please allow 8-12 weeks after the applicable qualifying transaction for Wyndham Rewards to receive notice and post bonus points to your membership account. These one-time promotions are limited to new credit card customers who open an account in response to this offer. New and current Wyndham Rewards Members may apply for this credit card. Bonus point offers subject to change or termination at any time.

Annual Bonus Points: Signature and Platinum Visa cardmembers that choose the $75 annual fee card will be awarded 6,000 Anniversary points beginning with the first anniversary after Account opening, and every anniversary thereafter. Anniversary points will be reflected on the billing statement following the payment of your Annual Fee. Please allow 8-12 weeks for Wyndham Rewards to receive notice and post bonus points to your membership account. Offer subject to change or termination at any time.

⁽⁴⁾ Earning Points:

Wyndham Rewards Visa Card with Annual Fee: Signature and Platinum Visa Cardmembers that choose the $75 annual fee card will earn five (5) Points for every one dollar ($1.00) spent on new Net Purchases made with the Account on (i) eligible purchases made at participating By Wyndham hotels, Wyndham Vacation Rental North America properties, and Club Wyndham, WorldMark by Wyndham and Shell Vacations Club properties (e.g., those purchases that appear on your folio for the stay); and (ii) maintenance fee and loan payment transactions for Club Wyndham, Worldmark by Wyndham and Shell Vacations Club properties; two (2) Points per one dollar ($1) spent on eligible gas, utility and grocery store (excluding Target^® and Walmart^®) purchases; and one (1) Point per one dollar ($1) spent on all other purchases (except Wyndham timeshare down payment transactions at Club Wyndham, WorldMark by Wyndham and Shell Vacations Club properties, which do not earn points).

Wyndham Rewards Visa Card with No Annual Fee: Signature and Platinum Visa Cardmembers that choose the no annual fee card will earn three (3) Points for every one dollar ($1.00) spent on new Net Purchases made with the Account on (i) eligible purchases made at participating By Wyndham hotels, Wyndham Vacation Rental North America properties, and Club Wyndham, WorldMark by Wyndham and Shell Vacations Club properties (e.g., those purchases that appear on your folio for the stay); and (ii) maintenance fee and loan payment transactions for Club Wyndham, Worldmark by Wyndham and Shell Vacations Club properties; two (2) Points per one dollar ($1) spent on eligible gas, utility and grocery store (excluding Target^® and Walmart^®) purchases; and one (1) Point per one dollar ($1) spent on all other purchases (except Wyndham timeshare down payment transactions at Club Wyndham, WorldMark by Wyndham and Shell Vacations Club properties, which do not earn points).

Gas, utility, and grocery store (excluding Target and Walmart) Net Purchase transactions made with Account are eligible to earn 2 points per $1 spent only to the extent they are submitted to Barclays by the applicable merchant using the merchant category code corresponding to the gas, utility or grocery store category (as applicable). Neither Wyndham Hotel Group, LLC nor Barclays is responsible for incorrectly coded transactions.

Call Wyndham Rewards Member Services or visit WyndhamRewards.com/terms for more information about which properties offer the Points earning described above.

For more information on Wyndham Vacation Rentals North America, including an inventory of properties, visit wyndhamvacationrentals.com.

For more information on Wyndham Destinations, including an overview of resorts, please visit wyndhamdestinations.com.

⁽⁵⁾ Wyndham Rewards Member Level: The primary cardmember who chooses the Wyndham Rewards Visa Card with Annual Fee card will receive Wyndham Rewards Platinum Level. The primary cardmember who chooses the Wyndham Rewards Visa Card with No Annual Fee will receive Wyndham Rewards Gold Level. Please allow 2-8 weeks after account opening for this update to be made to your Wyndham Rewards Member Level. Preferred room selection and late check-out are subject to availability at check-in upon request for Qualified Stays & Go Free / Go Fast award stays at Wyndham Rewards hotels (excluding Caesars Entertainment hotels). Preferred room requested must be the same room type category as the originally booked room. Member Levels is a part of the Wyndham Rewards program. For more information about Member Levels, including the perks available to each Member Level, visit wyndhamrewards.com/levels.

The Wyndham Rewards program may be changed or terminated in accordance with its terms and conditions. For complete terms and conditions, go to WyndhamRewards.com/terms.