Earn 2x Points at Restaurants2

Get 5% back2
on all B&N

Image of Barnes and Noble Mastercard

Earn a $25 Barnes & Noble Gift Card after your first purchase2

Exclusive B&N MASTERCard Benefits

at restaurants
Barnes & Noble
Cafe purchases)2
on all
other purchases
Barnes & Noble

12 Months
of B&N

after spending
on eligible

Plus, you'll get 5% back on the following Barnes & Noble purchases2:

  • Books
  • NOOK & NOOK Books
  • Toys & Games
  • Gift Cards
  • Newspapers & Magazines
  • Barnes & Noble Cafe
  • Home & Gifts
  • Movies & TV
  • Textbooks

0% Introductory APR for 15 months for each balance transfer made within 45 days of account opening. After that, a variable APR will apply, 16.24% or 27.24%, based on your creditworthiness.

Free online access to your FICO® Credit Score3

No Annual Fee1

1 Offer subject to credit approval. This offer is available through this advertisement and may not be accessible elsewhere. For complete pricing and other details, please see the Terms and Conditions.

Annual Fee is $0. 0% introductory APR on balance transfers made within 45 days of account opening is applicable for the first 15 billing cycles that immediately follow each balance transfer. This introductory APR offer does not apply to purchases and cash advances. For new and outstanding balance transfers after the introductory period and all purchases, the variable APR is 16.24% or 27.24%, depending upon our review of your application and your credit history at account opening. The variable APR for cash advances is 27.49%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. The minimum monthly interest charge will be $0.50. Balance transfer fee: 3% (min. $5). Cash advance fee: 5% (min. $10). Foreign transaction fee: 3%. See Terms and Conditions for updated and more information about the terms of this offer, including the "About the Variable APRs on Your Account" section for the current Prime Rate information.

2 Conditions and limitations apply. Please refer to the Rewards Summary and the Reward Rules within the Terms and Conditions for additional information about the rewards program.

+ - Rewards Summary

First Purchase Bonus: After you use your Barnes & Noble Mastercard to make a purchase for the first time, a twenty-five dollar ($25) Barnes & Noble Gift Card will be automatically sent to the mailing address on file for your Barnes & Noble Mastercard. Your first credit card purchase must not be invalidated for any reason. Please allow up to 4 weeks for delivery of the gift card.
When you use your Barnes & Noble Mastercard to make any purchase online at bn.com and in any Barnes & Noble Store nationwide, a credit in the value of five percent (5%) of such eligible net purchases will be posted to your Barnes & Noble Mastercard account. The five percent (5%) credit will appear on the same billing statement as the charge for the related eligible purchase.

Earning Points: Applicants who are approved for the Barnes & Noble Mastercard will earn two (2) points per dollar ($1) on restaurant purchases as defined by merchant category code (excluding Barnes & Noble Cafe purchases), and one (1) point per dollar ($1) for all other purchases (excluding Barnes & Noble purchases). Individual merchants are responsible for designating their own merchant category codes.
After you accumulate 2,500 points, a twenty-five dollar ($25) Barnes & Noble Gift Card will be automatically sent to the mailing address on file within 7 to 14 business days after your billing statement period in which you have earned 2,500 points.

Barnes and Noble Membership: As the primary cardmember, you are eligible to earn 12 months of Barnes and Noble Membership in your name on each account anniversary, provided that $7,500 or more in eligible purchases are made with the Card during the credit card account year (each 365 day period prior to the account anniversary date). The following do not count towards the $7,500 purchase spend requirement: balance transfers, cash advances, quasi-cash transactions (transactions in highly liquid assets, e.g., assets that are directly convertible to cash such as, but not limited to, money orders, travelers checks, foreign currency and lottery tickets), purchases made by or for a business or for a business purpose, fees, interest charges, and unauthorized/fraudulent transactions.
Barnes & Noble will send you a notification once you have earned this Barnes & Noble Membership benefit, which will outline your membership details. If you do not receive this notification within 2-3 weeks, please contact the customer service phone number on the back of your Card. If you already have a Barnes & Noble Membership at the time you earn this benefit, Barnes & Noble will add an additional 12 months to your existing membership, which will extend the date when your next Barnes & Noble Membership fee will be due. If you do not have an existing Barnes & Noble Membership at that time, you will receive an invitation from Barnes & Noble to create a membership account in order to receive the 12 months of Barnes & Noble Membership you earned. The 12 month Barnes & Noble Membership benefit will not be applied retroactively and a credit will not be provided for any Barnes & Noble Membership fees that you may have previously paid.

3 FICO® Score Access: FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Barclays offers FICO® Score access at its sole discretion. Not all accounts will have a FICO® Score available. FICO® Score access is not a permanent feature of your account and may be removed at any time. To view your FICO® Score, your account with us must be open, active (having activity within the past 150 days) and in good standing.

The Barnes & Noble Mastercard is issued by Barclays Bank Delaware (Barclays) pursuant to a license from Mastercard International Incorporated. Mastercard and World Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.

© 2022 Barclays Bank Delaware, Member FDIC.