Diamond Resorts International Mastercard

Image of Diamond Resorts International Mastercard
  • Earn 2,500 bonus
    Diamond Plus Points

    after your first purchase2

  • Earn 500 Diamond
    Plus Points

    for every $2,000 in spend
    (excluding down payments)2

  • Earn 2X Diamond
    Plus Points

    on Diamond Resorts purchases
    (excluding down payments)2

  • $0

    annual fee1


  • Low promo APR

    enjoy a 0% promotional APR for 6 months on any Diamond Vacation Ownership interest down payment. After that, a variable APR will apply, 16.99%, 20.99% or 23.99% based on your creditworthiness1
  • Earn 2,500 bonus Diamond Plus Points

    after your first purchase2
  • Earn 500 Diamond Plus Points

    for every $2,000 in spend (excluding down payments)2
  • Earn 2X Diamond Plus Points

    on Diamond Resorts purchases (excluding down payments)2

  • Earn 1X Diamond Plus Points

    for every $1 you spend on purchases elsewhere (excluding down payments)2


  • Redeem points for statement credits

    of $50 or more made within the last 120 days toward Diamond Reserve International purchases, airfare and car rental purchases2
  • Concierge service

    receive personal assistance via telephone, including recommendations and reservations for dining, travel, hotels, entertainment and more
  • $0 Fraud Liability protection

    means you're not responsible for unauthorized charges you report to us
  • Chip technology

    so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad

Interest Rates and Charges Summary

APR for purchases

16.99%, 20.99% or 23.99% variable based on your creditworthiness

APR for Balance Transfers

0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that (and for balance transfers that do not post within 45 days of account opening), a variable APR will apply, 16.99%, 20.99% or 23.99%, based on your creditworthiness

APR for Cash Advances

27.24% variable

Fee Summary

Annual fee


Balance transfer fee

Either $5 or 3% of the amount of each transfer, whichever is greater

Important Information

  1. 1Offer subject to credit approval. Not everyone will qualify for the Diamond Resorts International™ Mastercard™ credit card and its benefits. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you or you may receive a Platinum card. Benefits will vary depending upon the card for which you are approved. Please review the materials provided with the Cardmember Agreement you will receive after account opening for more information about the benefits that will apply. This offer is available to new cardmembers only. For information about rates, fees, other costs, the reward program rules, and benefits associated with the use of the credit card program, please see the Terms and Conditions.

  2. About Your Introductory APR: The 0% promotional APR will apply to down payments made on your Diamond Resorts International™ credit card for any Diamond Vacation Ownership Interest. The promotional period will be for the first 6 billing cycles after the purchase posts to the account. At the end of the promotional period the APR will be either 16.99%, 20.99% or 23.99%, which will be determined at account opening based on your creditworthiness. This APR will vary with the market based on the Prime Rate. This promotional APR offer does not apply to Balance Transfer or Cash Advance transactions. See the Terms and Conditions for more information.

 +  – Rewards Summary

    Earning Diamond Plus PointsTM: Cardmember(s) earn "Diamond Plus PointsTM" in the following amounts based upon the type of purchase transaction charged to the Account.

    a) Earn two (2) Diamond Plus PointsTM for each one dollar ($1) in net purchases made on Diamond Resorts International™ purchases
    b) Earn one (1) Diamond Plus PointTM for each one dollar ($1) spent on all other purchases

    The following transactions are excluded from purchases and do not earn Diamond Plus PointsTM unless stated: Diamond Resorts International™ timeshare down payments, interest, finance charges, balance transfers, convenience checks, cash advances and credit fees. Restrictions apply. There is a fee for Balance Transfers. Balance Transfer Checks and Convenience Checks do not qualify for balance transfer points. Please see the Terms and Conditions for more information.

    First Use Bonus Diamond Plus PointsTM: Receive 2,500 Bonus Diamond Plus PointsTM in addition to the regular Diamond Plus PointsTM you earn after making an initial retail purchase with this card. Bonus Diamond Plus PointsTM will post within 60 days of your first purchase. This promotion is limited to new cardmembers.

    Earn 500 bonus Diamond Plus Points for every $2,000 in qualifying net purchases made using your Diamond Resorts International Mastercard, up to a maximum of 5,000 bonus points, for as long as you remain a cardmember. Timeshare down payments made at the time of account opening, and any timeshare down payments made subsequently on other Diamond Resorts International properties, will not count as qualified spend toward your 500 bonus Diamond Plus Points.

    Diamond Plus PointsTM can be redeemed for statement credits toward Diamond Resorts International™ purchases, airfare purchases, and car rental purchases provided those purchases are $50 or more and made within the past 120 days. Airfare and car rental purchases deemed eligible for redemption are defined by the merchant category code. Purchases made at merchants that do not process transactions under these terms or that use incorrect merchant category codes will not qualify. Barclays is not responsible for incorrectly coded purchases.

    The Diamond Resorts International Mastercard is issued by Barclays Bank Delaware (Barclays) pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

    © Mon Nov 19 19:42:28 UTC 2018 Barclays Bank Delaware, Member FDIC