AboutBarclayCardUS.com
FAQs
FAQs
FAQs

A Great New Way to Get the Apple Products You Love



 
Getting Started

Simple Payment
Apply for the Barclaycard Visa Card. Approval can take less than 30 seconds and if approved, your new account will be available for immediate use.

How does it work- Online?
  1. Apply for the Barclaycard Visa Card.
  2. Once approved, you can decide how you want to shop.
  3. ONLINE*- If you are in the Apple Online Store, you can choose to continue shopping or you can visit the Apple Retail Store and access your instant credit by following the instructions below in the "How do I access my instant credit" section.
    *Online session will timeout after 30 minutes of inactivity


    APPLE RETAIL STORE - If you are in the Apple Retail Store, you can chose to print your barcode to complete your purchase or you can shop the Apple Online Store and access your instant credit by following the instructions below in the "How do I access my instant credit" section.

How do I access my instant credit?
You are able to access your instant credit for up to 10 days after you have been approved. Here's how...
ONLINE:
  1. Go to the financing card page where you first applied, on the right hand side, click on the "access your instant credit" link.
  2. Enter a few pieces of information and click "continue". Barclaycard will use this information to locate and match your account.

In the APPLE RETAIL STORE:
  1. Open Safari, choose Apple Retail Store, then select "Barclaycard Financing Visa Card". Click the "access your instant credit" link.
  2. Enter a few pieces of information and click "continue". Barclaycard will use this information to locate and match your account.
  3. You will need to speak with a Mac Specialist to print and access your in-store barcode.

What happens after I submit my application?
There are four possible outcomes when you submit your application.

  1. Approval- Congratulations, you are able to immediately begin using your new account.
  2. Pended for Verification- You're almost there, but unfortunately something didn't quite match up. To protect your personal information, we need a short phone conversation to make sure you're you. In this case, you will be given a phone number to call us. To check the status of your application, go to the financing card page where you first applied, on the right hand side, click on the "access your instant credit" link. Enter a few pieces of information and click "continue". Barclaycard will use this information to match and locate your account.
  3. Pended for Additional Review- In some cases, we need more information to make our decision. We will contact you within 10 days, usually sooner. To check the status of your application, go to the financing card page where you first applied, on the right hand side, click on the "access your instant credit" link. Enter a few pieces of information and click "continue". Barclaycard will use this information to match and locate your account.
  4. Declined- This is not a message we want to deliver, but based on the information provided, we are not able to extend a line of credit. However, we encourage you to make your Apple purchase using an alternate form of payment.

When will I get my card?
Typically, you will receive your new card in 7-10 business days. You can use it as you would any other credit card, but (if applicable) in order to receive the promotional financing offer, your Apple purchases must be made within 30 days of opening your account.


Benefits of the Barclaycard Visa Card


How does the Barclaycard Financing Visa Card Promotional Financing work?
The Barclaycard Financing Visa Card offers promotional financing. It allows you to make Apple purchases during the first 30 days after the account is opened and not pay interest. To receive the promotional financing offer with no interest, three things need to occur:

  1. Your Apple purchases meet the qualifying dollar amount (see offer for more details) and posts to your account within 30 days of account opening.
  2. You pay your promotional balance in full on or before the end of the disclosed promotional expiration date.
  3. You make your scheduled minimum monthly payments on time every month and pay at least the minimum due by the payment due dates.

The promotional balance accrues interest during the promotional period. This interest will be assessed so long as these three conditions are met. If they are not met for any reason, then the accrued interest at the current purchase rate will post in full from the date of purchase is made through the end of the promotional period. This is why the promotional balance and expiration date are called out on your statement. It is very important to track this information.


How does the Barclaycard with iTunes Rewards Visa Card work?


  • Earn two iTunes points for every dollar you spend at any Apple Store (online, retail, or by phone) or the iTunes Store.
  • Earn one iTunes point for every dollar you spend everywhere else.
  • Get 1,000 bonus points with your second purchase.
  • Receive a $25 iTunes Gift Card every time you reach 2,500 points.
  • Low introductory APR on balance transfers.
  • No annual fee.
  • See Terms and Conditions for more information about the account terms and benefits.

The benefits don't end here and you can keep using your new card!
Once approved, you should receive your new card in the mail within 7-10 business days. Use your card for everything, everywhere Visa is accepted, whether you're buying a new iPad, getting gas or just paying bills. You'll enjoy the convenience and security that you get from the Barclaycard Visa Card with 0% Fraud liability for unauthorized transactions.

You can use your card to shop with confidence. That's because Visa protects your card information 24/7 and you won't be held liable for unauthorized purchases made with your card or account information. Click here to learn more

Managing your Account is even easier
Manage your account online 24 hours a day, 7 days a week at www.BarclaycardUS.com.
  • Monitor account activity
  • Customized mobile and email alerts about your account
  • Easy to use financial calculators
  • Personalized transaction summaries
 
Barclaycard Visa Card FAQs


How do I sign up for a Barclaycard Visa Account?
BARCLAYCARD FINANCING VISA CARD - Click the "Apply now" link on the financing card page, call 1-800-MY-APPLE or visit an Apple Retail Store.


BARCLAYCARD WITH ITUNES REWARDS VISA CARD - Go to the financing card page. On the right side, click on "learn more" in the "Want rewards" section and select "continue".

Is there an annual fee?
No, please see the Terms and Conditions for costs associated with use of the account.

What is the Annual Percentage Rate?
BARCLAYCARD FINANCING VISA CARD - Please check the Terms and Conditions for the offer you are interested in to see the most up to date terms and conditions. These can be found on the financing card page.

BARCLAYCARD WITH ITUNES REWARDS VISA CARD - Please check the Terms and Conditions for the offer you are interested in to see the most up to date terms and conditions. These can be found on the iTunes Rewards Page.

Will my due date change each month?
Your payment due date is at least 23 days after your statement closing date and will be the same day of each calendar month.

Can you use your new card anywhere?
Yes, you can use your Barclaycard Visa Card anywhere Visa is accepted.

When will you know your credit line?
You will receive that information after the application is approved.

Why does Barclaycard need your social security number?
We are required to obtain your social security number for several reasons including validating your credit information, USA PATRIOT Act compliance, and to help us to verify your identity when you contact us.

Does Barclaycard share your information?
We do not share any information with merchants for the purpose of extending offers of goods and services without your consent. We may at times share information with our affiliates, and our service companies for the purpose of serving your account, processing transactions and producing statements. Please see our Privacy Policy for complete details.

How do I access my mobile servicing app?
Once you are a Barclaycard card member, you can access and manage your account by going to www.BarclaycardUS.com or by using the Barclaycard mobile app. In the App Store search "Barclaycard" to download.
 
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