Press Release
Donna Sokolsky
Sparkpr for Juniper Bank
415-962-8200 x233
For Frontier Airlines:
Elise Eberwein


Companies Partner to Offer Faster Way to Earn Free Travel

WILMINGTON, DE and DENVER, CO (May 21, 2003) - Juniper Bank (, a leading full-service credit card issuer, today announced a partnership with Denver-based Frontier Airlines (Nasdaq: FRNT) to exclusively offer Frontier MasterCard products to consumers, customers and Frontier's EarlyReturns frequent flyer members. The Frontier/Juniper Bank co-branded MasterCard will offer the most aggressive affinity card program because free travel can be earned for as little as 15,000 miles.

"Today's announcement provides one more component to our mission to build loyalty among Frontier customers and introduce Frontier's low fares to more travelers," said Frontier Airlines Vice President, Marketing and Planning Sean Menke. "Juniper Bank's proven experience in designing valuable marketing programs and its strong commitment to its partners made it the desired choice for us. We're confident that Juniper will provide our loyal customers with a quick and easy way to redeem miles, coupled with the same high level of service that travelers equate with Frontier Airlines."

"This announcement demonstrates our strong ability to deliver quality reward programs to our partners," said Kevin Kleinschmidt, Director of Business Development at Juniper Bank. "Our partners value our products' ability to reach new customers and to strengthen customer loyalty. We are extremely pleased to be partnering with Frontier Airlines. Their ability to provide the most competitive mileage redemption offer for EarlyReturns members is remarkable and shows a strong commitment to their customers."

Today's announcement includes two new credit card offerings from Frontier's EarlyReturns frequent flyer program, both offering free travel for as little as 15,000 miles. Customers have the option to select the product that best fits their financial needs:
  • Frontier WorldCard MasterCard - Approved customers will receive 7500 bonus miles and two miles for every dollar spent on air travel with Frontier Airlines, and one mile for every dollar spent on all other credit card purchases. There is a $49 annual fee.
  • Frontier Platinum MasterCard - Earns customers one mile for every $2 of credit card purchases. There is no annual fee.
  • Customers can choose from four card designs each depicting Frontier's signature wolf, rabbit, lynx or fox.
Frontier's EarlyReturns frequent flyer membership program was launched in February of 2002, and requires lower redemption miles than industry standards for earning free tickets. The WorldCard MasterCard program with Juniper Bank continues Frontier's commitment to providing its customers and program members with the quickest and most competitive way to earn miles.

About Frontier Airlines
Denver-based Frontier Airlines employs approximately 3,100 aviation professionals and is the second largest jet service carrier at Denver International Airport. Frontier and its regional jet partner Frontier JetExpress offer service to 39 cities. Frontier's fleet consists of 35 aircraft, which feature a single-class configuration. In 2002, for the fourth consecutive year, Frontier's maintenance and engineering department has received the Federal Aviation Administration's highest award, the Diamond Certificate of Excellence. This award signifies 100 percent of the airline's maintenance and engineering employees have completed advanced aircraft maintenance training programs. In April 2002, Entrepreneur ranked Frontier one of two "Best Low-Fare Airlines." Frontier provides capacity information and other corporate information on its Web site, which may be viewed at

About Juniper Bank
Juniper Bank is a leading full-service credit card issuer headquartered in Wilmington, Delaware. For more information about partnership opportunities with Juniper Bank, please contact Juniper at Additional information about the company and its products and services can be found at "Juniper" is a trademark of Juniper Bank.
# # #